Route payments. Reconcile automatically. Stay compliant.
One API to move money through the right provider, match every transaction to your books, and satisfy compliance -- no bank integration to build.
"amount": 49700,
"currency": "SGD",
"method": "paynow",
"routing": "auto",
"reconcile": true
}
"id": "pay_7xKm...",
"status": "routed",
"provider": "hitpay",
"recon_id": "rxn_4z9A",
"latency_ms": 38
}
Three hard problems, one API
Checker handles the infrastructure layer that every fintech needs but nobody wants to build twice.
Smart payment routing
Automatically select the lowest-cost, highest-reliability provider for every transaction. Failover to backups in under 100ms when a rail goes down.
Automated reconciliation
Match every incoming and outgoing transaction to your general ledger in real time. Catch mismatches and flag them before month-end.
Compliance automation
Auto-generate MAS transaction reports, FATF screening, and audit trails. Stay ready for regulatory examination at any time.
How a payment flows through Checker
From your API call to settled funds -- every step automated and recorded.
Built for the teams stitching it together right now
Numbers from our internal benchmark testing and early-access pilots.
"We had three bank integrations that each reconciled differently. Checker replaced all three with one consistent data model. Our month-end close went from two days to half a day."
Sanjay K., Head of Payments Engineering at a regional marketplace platform, from our early-access program
"The compliance layer was what sold us. We were spending engineer time reading MAS circulars and writing conditional routing logic. Checker abstracts all of that."
Chen Wei, VP Finance at a Singapore-based embedded finance company, private beta participant
Connect your existing payment rails
Checker natively integrates with the providers Southeast Asian fintechs already use.
Simple, transaction-based pricing
Start free. Scale as you grow. No surprise fees.
Ready to simplify your payment stack?
Get your API key in 5 minutes. No contracts, no setup fees.